SAB noon credit card

Is the SAB noon Visa worth it? 10% cashback on noon and Namshi, the annual fee, the monthly cashback cap, and how it compares with codes.

Written by Ahmed Manara and Suzan Imad · Updated

10% cashback
Promo code✓ Verified code

noon promo code: 10% cashback for new customers

10% cashback up to 150 SAR on your first noon order.

Your codeAUC64Go to noon ↗

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5% cashback
Promo code✓ Verified code

noon coupon: 5% cashback for existing and returning customers

Extra 5% cashback sitewide, capped at 20 SAR.

Your codeAUC64Go to noon ↗

Did it work?

In short

Headline benefit
The SAB noon card (officially the Alawwal noon Visa) pays 10% cashback on noon, Supermall, noon Minutes, Namshi and Jahez orders via noon, up to SAR 1,000 a month.
Cost
SAR 199 a year plus VAT, with two years of free noon One and a SAR 250 welcome reward.
Break-even
Spend around SAR 2,000 a year across noon and Namshi and the cashback roughly covers the fee.
On this page (12)
  1. What the SAB noon card is
  2. Key features
  3. Does it pay for itself?
  4. Card vs code: a side-by-side
  5. Can you use the card and a code together?
  6. AUC64 cashback for comparison
  7. How to apply
  8. A word of caution
  9. Related reading
  10. Who the card suits, and who should skip it
  11. Keeping track of the monthly cap
  12. FAQs
SAB noon credit card

What the SAB noon card is

It's a co-branded credit card issued by SAB (Saudi Awwal Bank) with noon, officially called the Alawwal noon Visa. It's aimed at people who spend regularly on noon, Namshi and Jahez orders placed through noon. A 10% cashback rate is high compared with general-purpose cards, which is what makes it interesting.

Key features

Does it pay for itself?

Do the maths before applying. The annual fee is SAR 199 plus VAT, so if your yearly spend across these stores is below roughly SAR 2,000, the card won't give you much beyond what codes already do. Heavy noon and Namshi shoppers recover the fee quickly, and the free noon One membership adds more value on top.

Card vs code: a side-by-side

SAB noon cardAUC64 (existing customer)
Rate10%5%
CapSAR 1,000 per monthSAR 20 per order
CostSAR 199 + VAT a yearFree
Covers NamshiYesNo (use ANP9 on Namshi)

Can you use the card and a code together?

The card's cashback is separate from a promo code. However, bank offers themselves don't combine with codes on noon, so don't expect a time-limited bank promotion and AUC64 to stack in the same order. For anyone spending more than about SAR 400 a month on noon, the card returns far more than the code alone.

AUC64 cashback for comparison

BasketNew customer (10%, max SAR 150)
SAR 300SAR 30
SAR 1,000SAR 100
SAR 3,000SAR 150 (capped)

How to apply

Apply through SAB directly or from the card page inside noon. Approval depends on the bank's credit criteria. Once issued, the two-year noon One membership is activated according to the terms. Customer service for the card itself is handled by the bank, not by noon.

A word of caution

A credit card is a financial commitment. Read the bank's fee and profit schedule before applying, because unpaid balances attract charges that would quickly wipe out any cashback. The card makes sense only if you clear the balance in full every month. We're a coupon site, not financial advisers, so treat this page as a summary of published features rather than a recommendation.

Related reading

Compare this with current noon bank offers and noon installment plans, or see how the card helps on fashion at Namshi bank offers.

Who the card suits, and who should skip it

It suits households that already put most of their online shopping through noon and Namshi, order food via Jahez on noon, and pay the card off in full each month. The free noon One membership alone removes delivery fees on many orders, so the benefits add up for regular shoppers. It suits occasional shoppers less: if you place a handful of noon orders a year, the free AUC64 code and seasonal sales will likely save you more than the card after its SAR 199 fee plus VAT.

Keeping track of the monthly cap

The 10% cashback stops at SAR 1,000 per month per card, which corresponds to SAR 10,000 of eligible spending. Few people hit that ceiling, but if you plan a very large purchase, such as a new phone and a laptop in one go, check where you are against the cap for that month in your bank app before you buy.

FAQs

How much is the SAB noon card annual fee?

SAR 199 a year plus VAT, according to noon's help centre.

Does the 10% cashback include Namshi?

Yes, 10% on noon, its services and Namshi, up to SAR 1,000 a month.

Does the card include free noon One?

Yes, for two years, subject to the terms.

Is the cashback paid as cash?

It's credited as a reward according to the card's terms.

Can I split big purchases?

Yes, interest-free installments of 3, 6 or 12 months are offered on purchases over SAR 500.

noon app

The code AUC64 works in the noon app too: enter it in the promo code field at checkout. The app also sends alerts for flash sales.

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